Smart pay, do not have to bring money to buy food
Pick a few dishes, buy some two pork, do not have to pay change, wave the bank card or sweep the QR code to quickly pay. As financial institutions accelerate the layout of payment scenarios, the traditional vegetable market becomes smart. The reporter found that in some vegetable markets in Changsha, mobile payment methods have begun to spread in large numbers and quietly set off subsidies.
However, even if it is more and more convenient, in the food market, the elderly group, which is the absolute main force in market consumption, still prefers cash payment. Cash payment still occupies an irresistible dominance.
[phenomenon] The vegetable market can also swipe and scan to pay
“Boss, swipe the card.†At 10:30 this morning, Chen Jian, who lives near Xinghanmen in Kaifu District, Changsha, bought food at the Lotus Pond Market. When he paid, he took out a bank card to the meat stall owner. The boss took the bank card, put the card near the meat stand on a small yellow machine, stayed for about 2 seconds, did not need to enter the password, and the payment was completed.
"I often come to the grocery market to buy food, but I don't like to change the purse, especially the lottery ticket. It's very troublesome. You can feel a lot convenient and fast after you swipe your card," said Chen Jian.
The reporters saw in the lotus pond market that many stalls in the vegetable market were equipped with bank flash payment equipment, some of which were individually hung in front of the booth, while others were linked to electronic scales. The reporter experienced a lot of food shopping at the scene. The flash payment was less than 300 yuan. The entire payment process was completed in 5 seconds, and paying the change now often takes half a minute or more.
At the same time, some vendors also printed the WeChat, Alipay collection or transfer QR codes on their own, and posted them in front of the booths. “Once there are people who forget to bring their wallets. They can use mobile phones to scan and they can make payments. There are also young people who don’t like to use cash. They like these new payment methods.†explains Liu Liu, a street vendor in the market.
[Industry] Buy ten pieces and reduce three pieces, farms lift subsidies
In the lotus pond market, the reporter noted that in order to promote non-cash payments, the stalls of food market merchants have become the bank's and UnionPay's publicity window, and the words “CUP card pays 10 yuan minus 3 yuan†are very eye-catching.
According to reports, the smart flash payment device in the vegetable market can support three non-cash payment methods. One is a financial IC card, which is a chip card that supports small-size, non-secret payment, and enjoys a 10 yuan minus 2 yuan discount; Apple Pay, Huawei Pay and other mobile payment Pay and UnionPay App scan code payment, enjoy 10 yuan minus 3 yuan discount.
“Intelligent flash payment equipment was given to our merchants, and we had no money for the refitting of stalls.†Merchants told reporters that because they did not need to increase the cost of a collection device, they still supported it. .
On the same day, the reporter experienced a flash payment at the Lotus Pool Market and spent 31 yuan to purchase ribs. The meat stall owner also recommended that reporters use the multi-card splitting method to save money, that is, they can use 3 financial IC cards to pay for each. Save 6 yuan.
Previously, Alipay and WeChat launched a large-scale subsidy in order to seize business super-fields. However, reporters learned from Ant Financial that Alipay has not yet entered Hunan's vegetable market promotion, nor did it have a subsidy policy. The dimension code is for the convenience of customers print out.
Observed
Electronic payments are cold, mostly for young people
Although the intelligent flash payment device has been widely promoted in the vegetable market, a survey by the reporter found that in the lotus pond market, the low frequency of smart flash payment devices is a common problem.
On the morning of April 13th, the reporter observed several stalls in the lotus pond and vegetable market. In more than half an hour, many stalls had dozens of people to buy things, but none of them used swiping equipment. In the stalls with better conditions, among the dozens of customers, two or three people who use flash payment are also young people.
There is no concern about change, and there is no need to worry about receiving counterfeit money. There is also a subsidy offer. An electronic payment model can be completed with a bank card or mobile phone. Why is it cold in the food market?
Many merchants in the lotus pond market told reporters frankly that smart flash payment devices are not often used, and sometimes they are brushed several times a day, but sometimes they are not used for days. Talking about the reasons, they believe that most of the people visiting the food market are middle-aged and old people. Once they are accustomed to using cash, the second payment model is to use credit cards without losing their passwords. They always feel that they do not trust and worry about the safety of bank cards. Therefore, the promotion is not difficult, and the card payment is basically a little young people who are willing to accept new things. Therefore, cash payment is still the most important method in the lotus pond market.
Pick a few dishes, buy some two pork, do not have to pay change, wave the bank card or sweep the QR code to quickly pay. As financial institutions accelerate the layout of payment scenarios, the traditional vegetable market becomes smart. The reporter found that in some vegetable markets in Changsha, electronic payment methods have begun to spread in large scale and quietly set off subsidies.
However, even if it is more and more convenient, in the food market, the elderly group, which is the absolute main force in market consumption, still prefers cash payment. Cash payment still occupies an irresistible dominance.
[phenomenon] The vegetable market can also swipe and scan to pay
“Boss, swipe the card.†At 10:30 this morning, Chen Jian, who lives near Xinghanmen in Kaifu District, Changsha, bought food at the Lotus Pond Market. When he paid, he took out a bank card to the meat stall owner. The boss took the bank card, put the card near the meat stand on a small yellow machine, stayed for about 2 seconds, did not need to enter the password, and the payment was completed.
"I often come to the grocery market to buy food, but I don't like to change the purse, especially the lottery ticket. It's very troublesome. You can feel a lot convenient and fast after you swipe your card," said Chen Jian.
Sanxiang Metropolis Daily reporters saw in the lotus pond vegetable market that many stalls in the vegetable market were equipped with bank flash payment equipment, some of which were individually hung in front of the booth, while others were linked to electronic scales. The reporter experienced a lot of food shopping at the scene. The flash payment was less than 300 yuan. The whole payment process was completed in 5 seconds, and paying the change now often takes half a minute or more.
At the same time, some vendors also printed the WeChat, Alipay collection or transfer QR codes on their own, and posted them in front of the booths. “Once there are people who forget to bring their wallets. They can use mobile phones to scan and they can make payments. There are also young people who don’t like to use cash. They like these new payment methods.†explains Liu Liu, a street vendor in the market.
[Industry] Buy ten pieces and reduce three pieces, farms lift subsidies
In the lotus pond market, the reporter noted that in order to promote non-cash payments, the stalls of food market merchants have become the bank's and UnionPay's publicity window, and the words “CUP card pays 10 yuan minus 3 yuan†are very eye-catching.
According to reports, the smart flash payment device in the vegetable market can support three non-cash payment methods. One is a financial IC card, which is a chip card that supports small-size, non-secret payment, and enjoys a 10 yuan minus 2 yuan discount; Apple Pay, Huawei Pay and other mobile payment Pay and UnionPay App scan code payment, enjoy 10 yuan minus 3 yuan discount.
“Intelligent flash payment equipment was given to our merchants, and we had no money for the refitting of stalls.†Merchants told reporters that because they did not need to increase the cost of a collection device, they still supported it. .
On the same day, the reporter experienced a flash payment at the Lotus Pool Market and spent 31 yuan to purchase ribs. The meat stall owner also recommended that reporters use the multi-card splitting method to save money, that is, they can use 3 financial IC cards to pay for each. Save 6 yuan.
Previously, Alipay and WeChat launched a large-scale subsidy in order to seize business super-fields. However, reporters learned from Ant Financial that Alipay has not yet entered Hunan's vegetable market promotion, nor did it have a subsidy policy. The dimension code is for the convenience of customers print out.
Observed
Electronic payments are cold, mostly for young people
Although the intelligent flash payment device has been widely promoted in the vegetable market, a survey by the reporter found that in the lotus pond market, the low frequency of smart flash payment devices is a common problem.
On the morning of April 13th, the reporter observed several stalls in the lotus pond and vegetable market. In more than half an hour, many stalls had dozens of people to buy things, but none of them used swiping equipment. In the stalls with better conditions, among the dozens of customers, two or three people who use flash payment are also young people.
There is no concern about change, and there is no need to worry about receiving counterfeit money. There is also a subsidy offer. An electronic payment model can be completed with a bank card or mobile phone. Why is it cold in the food market?
Many merchants in the lotus pond market told reporters frankly that smart flash payment devices are not often used, and sometimes they are brushed several times a day, but sometimes they are not used for days. Talking about the reasons, they believe that most of the people visiting the food market are middle-aged and old people. Once they are accustomed to using cash, the second payment model is to use credit cards without losing their passwords. They always feel that they do not trust and worry about the safety of bank cards. Therefore, the promotion is not difficult, and the card payment is basically a little young people who are willing to accept new things. Therefore, cash payment is still the most important method in the lotus pond market.
According to the relevant person of the China UnionPay Hunan Branch, before and after the Spring Festival this year, UnionPay’s flash payment equipment began to enter the traditional vegetable market. Currently, 30 food markets in the province have used smart flash payment equipment. Among them, there are two in Changsha, namely the Lotus Pond Market in Kaifu District and the broom and spoon market near Houjiatang. The vegetable markets in Changde, Yiyang and Loudi have also become popular.
The above-mentioned sources also believe that there are currently not many consumers who use flash payment devices in the Cai market in Changsha. In addition to consumption habits, there is another reason that the current equipment penetration rate in these two markets is not high. Taking the lotus pond market as an example, only 60 or more merchants have installed smart flash payment devices, affecting their enthusiasm for use. At present, the average daily flash payment transaction volume is only about 300. In Changde's market, the market penetration rate of equipment exceeds 90%, and the daily trading volume has exceeded 3,000.
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