The world's first POM machine is available in the year
The reporter was exclusively informed yesterday that a portable financial IC card acceptance terminal (internally referred to as POM machine), which was created by China UnionPay Hunan Branch and dedicated to the “Changsha Citizen Cardâ€, is expected to be put into use in Changsha in November.
This is the world's first portable financial IC card card acceptance terminal, and Hunan has also taken the lead in laying out the “last mile†in the financial payment field. Our reporter Qiu Yufeng Zhao Shusheng Sha reported
The POM machine has a lower threshold than the POS machine.
POM is the technical abbreviation of the new card payment terminal, and is the "little brother" of the well-known POS machine. Since the official UnionPay official has not yet officially named, the reporter has temporarily called it "the UnionPay portable POM machine."
At the beginning of April this year, under the impetus of the Changsha Municipal People's Government and the Changsha Central Branch of the People's Bank of China, China UnionPay joined hands with CCB, ICBC and other banks to jointly issue financial standard IC cards (Changsha Citizen Card), which supports both contact card and support. Non-contact card swipe, which has higher security than ordinary bank cards.
According to Hunan UnionPay statistics, as of August, in the past five months, Changsha has more than 3,000 commercial outlets for non-POS machine transformation and support for Changsha citizen card payment. These outlets are concentrated in department stores, supermarkets, specialty stores, hotels, pharmacies and hospitals. The number of cards issued by Changsha Citizen Card will soon exceed 100,000.
“Reforming the traditional POS machine to become the acceptance terminal of the citizen card is not only costly, but also cumbersome to operate.†According to the relevant person of Hunan UnionPay, in order to popularize the Changsha citizen card, UnionPay launched a new card in the first half of this year. The idea of ​​the machine POM machine, the prototype has passed the test and put into mass production, it is expected to be put into use in November. "We plan to let the farmers in the major farmers' markets and breakfast spots use this POM machine, and they will definitely be able to afford it. Compared with POS machines, the cost and threshold of POM machines are very low."
During the year, the application scope of the Changsha Citizen Card will be further expanded from supermarkets, taxis and other fields to the comprehensive market areas such as the vegetable market and breakfast shops closely related to the lives of ordinary people. According to Hunan UnionPay, although the POM machine has not yet officially come out, the promotion plan like "Citizen card for breakfast, free delivery of soy milk or eggs" has already been on the desk. At that time, the public can buy small dishes or even use the wallet early, and take the card to the POM machine.
POM machine is priced at about 700 yuan / Taiwan
Not only the citizens who use the Changsha citizen card, but the main users of this POM machine - individual industrial and commercial households and even individual users - have a "strong interest". According to preliminary market surveys conducted by Hunan UnionPay on some farmers' markets in Changsha, after understanding the functional use and price rates of POM machines, more than 70% of individual industrial and commercial households in Changsha expressed their attitude of “recognition and welcomeâ€. Because this upcoming POM machine is not only convenient and quick to use, but also low in cost.
“Self-employed households install at least 2,000 yuan for ordinary POS machines, and the threshold for approval is high, and the price of this card-receiving machine dedicated to small-value payment is about 700 yuan. If you don’t want to buy it, you can rent it.†According to the introduction, any individual You can apply for a free installation of the POM machine. For example, some food market stall owners, breakfast shops and convenience store owners can apply. The self-employed person who rents the machine can use the deposit of 300 yuan/set for free. In addition, the citizens, shopkeepers, and stall owners who apply for installation can also enjoy the fee discount, and the handling fee is 0.5% of the credit card spending amount.
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