National furniture "loan" has gradually become a new consumption model, high-end furniture into the home of the people
ABC signed a loan contract with 201 farmers in the new district of Huaxian County. Among them, 20 farmer representatives received a new residential loan of 50,000 yuan per household.
Henan Agricultural Bank's new residential loan slip county demonstration area is the second new rural residential loan demonstration zone established by the Agricultural Bank of Henan Branch after the new township. According to the relevant strategic cooperation agreement signed between ABC and Huaxian New District, Huaxian Agricultural Bank will provide 4001 households with 5 years of new residential loans in the next three years, totaling more than 200 million yuan, which will effectively solve the farmers' construction. Housing funds are difficult. Stay in the right to pursue their legal responsibility!
Mortgage to buy furniture, consumers are happy to be satisfied with the business
Driven by the state, consumers dare to spend the money they earn in the future. Furniture companies can increase sales, and mortgages are a good payment method for consumers. For the enterprise, in this process, more customers can be reached, and the risk is zero.
A person in charge of Chengdu Construction Bank revealed to reporters that buying furniture by installment loans is a new attempt of bank home improvement loans. From the previous color TV and building materials field to the furniture level for the first time, this strategy of using credit cards as the main payment method will give Consumers have more choices to meet the full range of customer needs. He also cites, for example, that your credit limit is only 10,000, but you can get four times the limit by buying furniture from a home improvement company. It is reported that since the introduction of mortgage loans in April this year, the number of people coming to consult has been endless, and the response is quite good. In this field, Sichuan's business volume is second only to Shanghai in China, ranking second in the country.
Furniture loans will become an innovative consumption model
"To spend tomorrow's money to buy today's things" is becoming a trend of consumption, and it is not uncommon to buy house installments, installment installments, and purchase installments. Recently, furniture companies have also jointly launched the purchase of furniture interest-free installments. Service. Loans to buy furniture, or will become an innovative consumption model, driving a new development in the furniture industry.
High-end furniture enters the ordinary white-collar home
The quality of high-grade furniture materials, noble and decent design always attracts the attention of many young white-collar workers who have just joined the work, but from the current income level, they do not have the ability to buy high-end furniture, but their academic quality determines their furniture. Naturally preferred, and their growth potential in their careers means that they must have the strength to become high-end furniture consumers in the future. So many young white-collar workers choose to pay in installments to build their dream home.
Buying furniture by mortgage is a flower or a fire of the original
At present, consumers in many places in China have been able to purchase furniture by mortgage. Even if there is no economic ability at present, consumers can buy furniture in the form of installment payment in Zhengzhou Ou Kailong, Changsha Meikejia and other furniture stores. In addition, Ningbo, Wenzhou, Nanjing and other places continue to have such furniture stores. Is this type of installment purchase of furniture a short-lived or will it burn the entire grassland with the power of the stars?
Some merchants practice this way: Anyone who has a Zhengzhou hukou, a fixed residence, a stable job and income, who provides ID card, household registration and housing certificate can be directly processed without collateral. The loan amount of each consumer is 2,000 to 50,000 yuan, the one-year loan interest rate is 5.58%, and the two-year loan is 5.76%. You only need to pay 5% to 20% of the down payment, and the repayment method is on a monthly basis. The practice of the Meikemei parent sand flagship store is different from the real estate or car installment payment business. This installment payment service does not require the consumer to pay the down payment, and the interest generated by the mortgage will be paid by the merchant instead of the consumer to the bank. This seems more attractive than the normal way of buying and selling furniture, especially for younger consumers.
Loan shopping is not uncommon. The current mortgage purchase of furniture is also born, how far can it go? The creation of new things always brings new power and new hopes. However, new things need the market to test and take time to accept. Loan purchase of furniture can drive the rapid growth of furniture sales, giving consumers a comprehensive shopping enjoyment, but at the same time, consumers should always maintain a calm and cautious attitude, can not let themselves crazy debt.
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